Debit Card

SECU offers Master Card Debit chip cards to our checking account holders.

To apply, come in and fill out an application.
Upon approval, you will receive your card in the mail within 10-14 days.
Your initial PIN will come in a separate mailer.

SECU ATM Locations:
Credit Union building
CGH Medical Center Lobby
Other Available FREE ATM's

Any Shazam ATM
(visit for
Privileged Status ATM's)

Any ATM in the
Money Pass network

(visit for locations)

Is your card Lost or Stolen?
After hours, please call
Do you have fraud on your account from
debit card use?

After hours, please call 1-866-508-2693
MasterCard SecureCode helps prevent unauthorized use of your card with an extra layer of security that prevents fraudulent purchases when shopping online.

Available in the Apple App or
Google Play Store.
You can set up alerts to warn you of potential fraudulent activity. You can also block and unblock your card should it get stolen or lost. This free app is available for smartphones, tablets, and home computers.
We have security measures in place to help combat fraudulent activity on your account. To review out travel restrictions, please click for more information:Debit Mastercard

Automatic Billing Updater Mandate
Mastercard has introduced a mandate called the
Automatic Billing Updater which requires us to send updated card information to them so they can share it with your
account-on-file merchants.
For example, if you have enrolled your debit card to make recurring payments every month for your electric bill, you
won't have to call the electric company to update your card's expiration date when you get a new one.
The Automatic Billing Updater will do that for you!
There will be no disruption of service or denied charges because of out of date card information.
If you wish to opt-out of this free service, you may send us a
secure message from Home Banking, or notify us in writing by sending a fax to 815-626-8181, or by mail at P.O. Box 636, Sterling, IL 61081. You may also stop in the credit union and sign a form.

Defend Yourself Against Online Scams
Beat digital thieves at their own game by
understanding their scams.

These scams sometimes play on your emotions and your
desire to help people who are less fortunate.
Fraudsters will send you an email from what seems like a legitimate business, ask for personal information and then
use it to steal from you.
Sometimes they say you need to pay more taxes. Sometimes they will say you need to send money for a family member
that is in trouble. Use caution with these types of emails!

If an offer seems too good (or bad) to be true, it probably is!

Some "free trial" offers are too good to be true!
Stop needless charges to your
debit or credit card by approaching
free trial offers with caution!
If the offer requires a card number,
read the fine print thoroughly and
consider the offer carefully.

Remember if it sounds too good to
be true, it probably is!